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069 737 1185
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Your first step towards financial freedom
Get your debt review flag removed and pre-approved for credit.
WHO IS CONSUMER LIFE?
Experienced professionals committed to helping individuals overcome financial challenges.
Welcome to ConsumerLife Line, your go-to resource for removing debt and regaining financial freedom. Let go of the burdens of past debts and restrictions! Our skilled team is dedicated to helping you reduce and eliminate blacklisting, enabling you to access vehicle financing, phone contracts, bonds, and more.
THE DEBT REVIEW PROCESS
The National Credit Act officially introduced Debt Counselling to help consumers who are struggling with debt by creating a repayment plan that is both manageable for you and agreeable to all your Credit Providers.
Step 1: Get in touch with us
If you're having trouble managing bills and debt, contact a certified debt counsellor. They are trained to help with debt management. You'll need to share details about your income, expenses and debt to help them assess your financial situation.
Step 2: Formulate a rescue plan
Your debt counsellor will assess your monthly income and expenses to set up your rescue plan.
Step 3: You will be placed under debt review
Your debt counsellor will inform your creditors (those you owe money to) and the credit bureaus that you're undergoing debt counselling. This indicates that you're working to resolve your debt issues, and as a result, you won’t be able to take on additional credit, such as loans or new credit cards, during this period.
Step 4: You pay a single, affordable monthly installment
We will structure a payment plan based on your affordability by negotiating with creditors. You then pay a single installment which will be distributed to your creditors.
Step 5: The review process is finalised
Our specialist attorneys will submit an application to the Magistrates Court to have your restructured repayment plan recognized as a court order, offering ongoing protection. Once your debt is fully repaid, we'll issue a clearance certificate and notify the credit bureaus, allowing you to achieve financial freedom.
PERKS OF DEBT REVIEW
Make a single monthly payment that fits your budget.
Single, reduced monthly repayment
All essential living expenses covered
Immediate debt relief
Safeguard from legal action
WHY CONSUMER LIFE?
Seamless process
We provide accessible and affordable debt counselling services nationwide, offering flexible in-person or remote consultations to guide you through the entire process.
Expert guidance
Our team of experienced professionals offers personalized debt consolidation guidance, carefully assessing your unique financial situation to help you understand and navigate your options.
Tailored solutions
We take the time to understand your unique financial situation and goals, providing tailored debt relief solutions that support both your immediate needs and long-term financial security.
Want to know more about Consumer Life?
Check out our frequently asked questions to learn more about debt review and how Consumer Life can assist you.